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Financial Planning that stands the test of time
Heritage Investments is here to help you grow, protect, and enjoy your wealth.
Welcome to Heritage Investments
Heritage Investments is a Chartered firm of Financial Planners and Independent Financial Advisers. Chartered status means that we have satisfied rigorous criteria set by the Chartered Insurance Institute (CII) relating to professional qualifications and ethical good practice, which are intrinsic to all that we do.
We are passionate about our values of professionalism, partnership, transparency and quality, ensuring all our clients get the very best financial advice, service and support by building long-term trusted partnerships, protecting their assets and delivering results to stand the test of time.
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Transition into Retirement
We help those planning for retirement to identify how much is enough and what retirement looks like for them.
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Enjoy Your Retirement
For those in retirement, we make sure that your lifestyle is sustainable and that you can carry on enjoying your financial freedom.
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Protect Your Legacy
Family always comes first, and we help you to pass your wealth on sustainably and efficiently, so that your loved ones are secure.
We are Chartered
By choosing a company with chartered status you are selecting professionals who are publicly committed to maintaining the highest standards. We uphold excellence in qualifications, ethics, business practices and ongoing professional development.
We specialise in six key areas
Our advisers provide a personal service to all clients, ensuring you reach your financial goals.
Pensions
Planning for retirement can be confusing, especially when pensions are involved. We help
to remove that confusion.
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Inheritance Tax Planning
You want to make sure you pass down your wealth securely. We help you to do this in the most suitably tax-efficient way.
Investments
Our expert advisers
help you identify a suitable investment solution for you and
how this helps you to meet your goals.
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Long-Term Care Planning
We make sure that you have a long-term plan for the future, ensuring you are financially protected no matter what happens.
Tax Mitigation
We can help you to navigate the tax landscape to ensure maximum tax efficiency for your investments.
Equity Release Loans
We can advise you on releasing equity from your property for the purpose of boosting retirement income, covering long-term care costs, reducing Inheritance Tax or gifting money.
Long-term partnerships
We are passionate about building long-term trusted partnerships, protecting our clients' assets and delivering results that stand the test of time.
The way we
do things
We have a tried and tested process that has helped our clients over the years.
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1. Discover
Before we can identify what is most suitable for you, we need to get to know you. This involves us asking big questions, and giving you the chance to dream.
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2. Plan
Once we know what you want to achieve, we identify the best steps to help you get there. We develop a financial plan to show you how this is possible.
3. Implement
With the plan in place, we implement our recommendations and put those plans into practice.
4. Review
A financial plan needs to be maintained, and as a result we catch-up with you regularly to ensure that your plan moves with your life.
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What people say about us
I was recommended Steve by two other people. I think Steve is exactly what I needed for financial advice and support after my divorce. He was very understanding and patient, explaining everything in a language which I could understand and he always gave me confidence in asking questions and never made me feel inadequate.
I could not have asked for more. I feel I can contact him at any time with worries for advice. Personal contact with someone I can trust is so important to me.
- Alison, client
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